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Borrowing power calculator

Get an indicative estimate of what you may be able to borrow. This is a quick guide, not a formal assessment — book a consultation for a number you can actually rely on.

Your details
Property you would like to buy
Your earnings
$
$
Your expenses
$
$
$
$
$
Loan details
%
years
Estimated borrowing power $0 Assessed at — — lenders test your ability to repay at a higher buffered rate than today's rate
Estimated monthly surplus $0
Total monthly commitments $0
Get my exact number Indicative only, based on the figures you enter. Not a pre-approval or formal assessment — actual borrowing capacity depends on full financial details and individual lender policy.

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Our full servicing calculator checks your scenario against real lender policy across our panel — the same process we use to shortlist lenders for you.

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