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Home loan offset calculator

See how much interest you could save, and how much sooner you could pay off your loan, by keeping savings in an offset account.

Your loan
$
%
years
Your offset
$
Interest you could save $0 Over the life of the loan, versus no offset
Time saved0 years
Effective interest rate0%
Talk through my options Indicative only. Assumes a constant offset balance and interest rate for the full term, which real accounts and rates rarely have — most offset balances fluctuate month to month.

Is an offset account right for you?

We can compare offset, redraw and extra repayment strategies against your actual situation.

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