What we help with
- Purchasing commercial property for your own business (owner-occupied commercial)
- Commercial investment property finance
- Refinancing an existing commercial loan for a better rate or structure
- Lease-doc and low-doc options where standard financials don't tell the full story
Why commercial lending needs a specialist
Commercial loans are assessed differently to residential — lenders weigh the property type, tenant strength and lease terms, and your business financials, not just your personal income. Loan terms are often shorter, rates and fees vary more between lenders, and not every lender on a standard residential panel will even consider commercial deals.
Read more
If your commercial purchase sits inside a family trust or SMSF, see our trust lending and SMSF lending pages for how those structures interact with commercial finance.
Book a free consultation